Understanding Structure and Content Coverage

8/26/2022 (Permalink)

Nobody plans for an unexpected disaster but understanding your insurance coverage is very important in the event a disaster does occur. When purchasing a home or business insurance policy, there are several things that need to be considered.

One of the biggest decisions when purchasing insurance is what type of policy or policies you need to protect not only the structure of your home or business but also the belongings inside. A structured policy covers the building, which includes things attached to the building such as flooring, countertops, etc. A content policy covers anything you can pick up and carry out of the home or business. This can include furniture, clothing, appliances, etc. Contents are defined as any kind of personal possessions that are not permanently attached to the structure. In the event a loss occurs at your home or business, it is very important to have insurance for the structure as well as the content. This will insure you are protected for all things important to you.

Talk with your insurance agent to review your policy and be sure you’re covered. SERVPRO of Mason City is always happy to help in the time of need and to make a disaster look “Like it never even happened.”